Terms & Conditions

Last Version Effective Date: ____________

Thanks for your interest in mChamp services.

Please read the following terms and conditions very carefully before registering on, accessing, browsing, downloading or using the mChamp Gold run by mChamp Entertainment Pvt. Ltd, having its registered office at I- 9, LGF, Lajpat Nagar-3, New Delhi- 110024 India (hereinafter collectively, mChamp Gold or mChamp ) on any device and/or before availing any services offered by mChamp Gold on the mChamp Platform which may include services such as Contest Engagement services or any other service that may be offered by mChamp Gold on the mChamp Platform (hereinafter individually, and collectively, the mChamp Services). For the avoidance of doubt, it is clarified that these terms and conditions shall apply to all mChamp Gold Services, whether offered by mChamp or its affiliates.

Acceptance of terms and conditions

Acceptance of these Terms and Conditions of Use ("Terms") creates a binding agreement between you and mChamp (the "Agreement") and regulates the use of Contest Engagement services, and other services (collectively, our "Services").

By downloading mChamp Gold, or accessing one of our contest through mChamp Gold, or registering in our systems, you accept these Terms and our Privacy Policy. Your relationship with mChamp will be subject to these and only these Terms and our Privacy Policy.

mChamp Gold stores and platforms may provide their own legal documents that apply to your relationship with these stores and platforms. mChamp reserves the right to modify these Terms at any time. In this case, you may be asked to accept the changes in order to continue using the Services. In the event that these Terms or future updated versions are not accepted, you must abstain from and interrupt any access to and / or use of the Services.

You represent that you are 18 years or older. If you do not meet the given age requirement, you may play our Contest only if you have been granted a proper consent by parent(s) or legal guardian who thereby subject to these Terms and who has reviewed and agrees to these terms and privacy policy for you to use the Services. Moreover, we may require and adequate evidence of such consent at any time.

mChamp Gold shall only host those contest that can be regarded as games of skills. mChamp Gold shall strictly adhere to same.

mChamp Gold does not allow the Users residing in the aforesaid Indian states to create an account. Users agree and acknowledge that if a person residing in such Indian state becomes a User by giving false information, the liability shall be solely on the User and mChamp Gold reserves the right to delete/remove such Account without any notice and such User shall not have any right to redeem or demand the Account balance of such Account.

Your Account and Contest

To use the Services of mChamp, you may create an Account and pay the required Fees. Your account is personal and can't be transferred to other people. We will not be responsible to you for any loss that you suffer as a result of an unauthorized person accessing your account and/or using our Services. mChamp reserve itself the right to suppose that who accesses to your account using the data of access, is you, or someone authorized by you. If you fail to keep your account in secret, or if you share your account details with someone else (whether intentionally or unintentionally), you accept full responsibility for the consequences of this (including any unauthorised purchases) and agree to fully indemnify mChamp for any losses or harm that may result. mChamp accept no responsibility for any losses or harm resulting from its unauthorised use, whether fraudulently or otherwise.

You understand that if you delete your account, or if we delete your account in accordance with these terms, you may lose access to any data previously associated with your account (including, without limitation, your progress through mChamp Gold and/or any balance of Play Money or Winning Money in your mChamp Gold account.

If it comes to the knowledge of mChamp that a User is operating multiple accounts, in such case mChamp reserves the right to restrict or ban such User's accounts, at its sole and absolute discretion and without any notice. Any balance of Play Money or Winning Money in such User's mChamp Gold account is liable to be forfeited by mChamp.

You understand that it is your obligation to protect the information you have provided on mChamp Gold including, but not limited, to usernames, passwords, email addresses, contact details, bank account information, payment wallet, UPI etc. You explicitly understand and agree that mChamp will not incur any liability for information provided by you to anyone which may result in your Account on mChamp Gold being exposed or misused by any other person or any other harm or loss being suffered by you.

You acknowledge and agree not to formulate any proprietary rights or interests in accounts created using our Services. mChamp reserves the right to suspend, terminate, modify or delete accounts and Services by communicating this with an advance notice of 7 days. However, mChamp's right to extraordinary termination of the contract for just cause without advance notice remains valid.

mChamp is not responsible for any typographical or other error in printing of the offer, administration of the Contests, or in the announcement of the prizes. mChamp reserves the right to disqualify any entry or entrant that violates the rules or that adversely affects the fairness or the legitimate operation of the Contests.

In event of any dispute regarding Questions and their answers in the contests, mChamp shall not be liable in any manner whatsoever.

mChamp reserves the right to cancel, discontinue or permanently withdraw the contests or any part of it at any time at its discretion and without any prior notice given to any user for whatsoever reason it may be.

Any chance of any fault, misunderstanding or dispute concerning any part of the participation, declaration of the winners of the quizzes, the operation of the services, correctness or incorrectness of questions and answers and/or the validity of any question or answer options, the decision of mChamp shall be final and binding on all users. Further, mChamp is allowed to take decisions against any matter which may or may not be mentioned in the concerned Terms. 

Through mChamp Gold, Contest will be announced from time to time. The User may join the Contest while it is live, by paying the required Play Money to participate in the Contest.

Play Money shall be paid in advance via Paytm, a third-party payment service provider ("Paytm") or any other payment service provider. You are responsible to responsible to read and comply with the Terms of Use and Privacy Policies of Paytm or any other payment service provider, as the case may be.

All payment, refund and withdrawal shall be made Paytm wallet or any other payment service provider only. All payment shall be subject to applicable taxes.

mChamp may withdraw and / or cancel any contest(s) to be conducted or already conducted, without prior notice to any Users or winners of any games /contest(s). In such an event, mChamp shall cause a refund of the amount of Contribution money contributed by each participant.

Payment Terms

In respect of any transactions entered into on mChamp Gold for playing game and contest(s), Users agree to be bound by the following payment terms:

The User may participate in a game wherein the User has to contribute a pre-specified contribution towards the Prize Money Pool of such game, which will be passed on to the Winner(s) of the game after the completion of the game as per the terms and conditions of such game.

Any User availing mChamp services are provided with following categories of accounts for the processing and reconciliation of payments:

  1. Play Money - comprises of money contributed by the User through approved payment gateway towards Prize Money Pool.
  2. Winning Money - comprises of the money won by the Users by winning the game/contest(s).

Each time a User participates in any Game on mChamp Gold, the Contribution shall be made by the User's account using approved payment gateway. User can add a minimum amount of contribution by using approved payment gateway. Contribution to Play Money below such minimum amount cannot be made. The Contribution for each User shall be first debited from the Play Money and thereafter, any remaining amount of such Contribution shall be debited from the Winning Money.

Debits from the Play money for the purpose of enabling a User's participation in a game shall be made in order of the date of credit of amounts in the play money, and accordingly, amounts credited into play money earlier in time shall be debited first.

Play Money cannot be withdrawn and is automatically transferred to Play Money when a User loses a Game. Minimum amount that can be withdrawn by you from Winning Money will be displayed along on your account.

Judging and selection of winners:

All decisions of mChamp (Including declaration of the winners of the contests) are final and binding on all parties (including but not limited to user of Services). No correspondence will be entered into regarding the selection of the winner of this prize(s). In the event there are not enough eligible entries, not all prizes will be awarded.

Notification of Winners: Winner will be chosen by Computer Automated System; the winner(s) will be selected and notified in mChamp Gold only.

mChamp may change the dates of declaration of results for any contest based on the number of participants. mChamp may conduct or declare results before the due date if it receives the maximum number of participations or may delay it until it gets the minimum entries.


If the User wins any Prize in a Contest, mChamp shall initiate the payment of such Prize to the User's winning Money account. All such payments shall be subject to the Terms of Use and Privacy Policies of Paytm or any other payment service provider.

mChamp does not guarantee that the Prize shall be made available to the winner. A Prize shall neither be transferable nor exchangeable for cash, unless otherwise expressly agreed to by mChamp.

All change in Prizes shall be in sole discretion of mChamp only. There is no cash alternative and the prizes must be taken as offered. mChamp Entertainment Pvt. Ltd. reserves the right to control, adjust, modify, revise,) of an equivalent value. If any winner is not able (for whatever reason) to accept their prize then, mChamp reserves the right to award the prize to the next best entry. We may ask the winner to submit valid identification and in case of any doubt about the authenticity of any Winner, mChamp Reserves the right to revoke the Prize won, even if the Winner is announced on mChamp Gold.

The Winners shall bear all transaction charges levied for delivery of prizes.

All prizes shall be subject to deduction of tax ('TDS') as per the applicable law. The Winners shall be responsible for payment of any other applicable tax, including but not limited to, income tax, gift tax, etc. in respect of the prize money.

If it is found that a User is under the age of eighteen (18), mChamp shall be entitled, at its sole and absolute discretion, to disqualify such User and forfeit his/her prize. Further, mChamp may, at its sole and absolute discretion, suspend or terminate such User's account.

Users confirm that they are not residents of any of the following Indian states - Assam, Odisha, Sikkim, Nagaland or Telangana. If it is found that a User is a resident of any of the abovementioned states, mChamp shall disqualify such User and forfeit any prize won by such User. Further mChamp may, at its sole and absolute discretion, suspend or terminate such User's account with mChamp. Any amount remaining unused in the User's Play Money Account or Winnings Money Account on the date of deactivation or deletion shall be reimbursed to the User, subject to the processing fee (if any) applicable on such transfers as set out herein.

Acceptance of a prize by the Winner constitutes permission for mChamp, and its affiliates to use the Winner's name, and comments for advertising and promotional purposes in any media worldwide for purposes of advertising and trade without any further permissions or consents and / or additional compensation whatsoever. The Winners further undertake that they will be available for promotional purposes as planned and desired by mChamp without any charge. The exact dates remain the sole discretion of mChamp. Promotional activities may include but not be limited to press events, internal meetings and ceremonies/functions.

If, in a transaction performed by you on mChamp Gold, money has been charged to your account and respective amount is not added in your mChamp Gold Account within 24 hours of the completion of the transaction, then you shall inform us by sending an e-mail to _______________ from your registered e-mail address. Please include the following details in the e-mail - your mobile number, transaction value, transaction date and transaction ID. mChamp will investigate the incident and take necessary account.

User Conduct and Content

You must comply with the laws that apply to you in the location that you access the Services from. If any laws applicable to you restrict or prohibit you from accessing Services, you must comply with those legal restrictions or, if applicable, stop accessing the Services.

You agree that, to the best of your knowledge, all the information you provide to us on accessing the Services is and shall remain true, accurate and complete at all times. Information, data, software, sounds, photos, video tags, or other materials (Content) may be sent, uploaded, communicated, transmitted or otherwise made available via Services by you or by others. You should therefore only share Content that you are comfortable sharing publicly. You understand and agree that all Content that you may be sent when using our Services, whether publicly posted or privately sent, is the sole responsibility of the person that sent the Content. This means that you, not us, are entirely responsible for all Content that you may upload, communicate, transmit or otherwise make available via our Services.

You agree that your use of the Services should be lawful and that you will comply with the usage rules. In furtherance of the foregoing, and as an example and not as a limitation, you agree not to use the Services in order to:

  • use Services to harm anyone or to cause offence to harass any person or interfere with the ability of others to enjoy using the Services;
  • create more than one account to use Services
  • use another person or entity's email address in order to sign up to use Services
  • use Services for fraudulent or abusive purposes including, without limitation, by using our forum to impersonate any person or entity, or otherwise misrepresent your affiliation with a person, entity, our forum or mChamp Gold.
  • disguise, anonymise or hide your IP address or the source of any Content that you may upload or exploit, distribute or publicly inform others about any Contest error, miscue or bug which gives an unintended advantage;
  • use the Services for any commercial use, or to advantage third parties or facilitate the sending of any advertisement or spam.
  • remove or amend any proprietary notices or other ownership information from the Services;
  • interfere with or disrupt Services or servers or networks that provide Services;
  • attempt to decompile, reverse engineer, disassemble or hack the Services, or to defeat or overcome any of the encryption technologies or security measures or data transmitted, processed or stored by mChamp;
  • 'harvest', 'scrape' or collect any information about or regarding other people that use the Services, including, but not limited to any personal data or information (including by uploading anything that collects information including but not limited to 'pixel tags' cookies, graphics interchange formats ('gifs') or similar items that are sometimes also referred to as 'spyware';
  • sell, transfer or try to sell or transfer an account with us or any part of an account;
  • disobey any requirements or regulations of any networks that may be connected to Services;
  • use Services in violation of any applicable law or regulation or Use the Services in any other way not permitted by these terms.
  • use, or encourage, promote, facilitate or instruct others to use the Services for any illegal, harmful or offensive use;
  • use mChamp Gold any content there from in any manner which is, in our sole discretion, not reasonable and / or not for the purpose it is made available;

No portion of the Services may be reproduced in any form or by any means, except as expressly permitted in these Terms. You agree not to modify, rent, lease, loan, sell, distribute, publicly perform or display, transmit or otherwise communicate, adapt, publish the Contest in any manner. Any attempt to do so is a violation of the intellectual property and other rights of mChamp. You may not use our trademarks, any and all Contest content apart of our Contest, which includes, without limitations, artwork, music, trade dress.


We aim to improve your usage experience and may add new or remove existing features and content in our Contest, but we will only do so taking into consideration and balancing User interests. For reasons that include, without limitation, system security, stability, and multiplayer interoperability, we may need to update, create new versions of or otherwise enhance Contest and accordingly, the system requirements to participate in Contest may change over time. You consent to such automatic updating.

Maintenance may affect availability of our Contest, and will only happen in due consideration of User interests. Downtimes may also be caused by technical problems beyond our control.

We are committed to promoting fair play on our Platform. Our compliance team will track game play of all Users and strict action will be taken against any User(s) caught colluding. By agreeing to these Terms, you agree not to indulge in any unfair game practice that may provide undue advantage to you or any other User. We reserve the right to withhold any necessary action, as it deems fit, against Users found indulging in unfair means. The action could include, inter alia, monetary penalties, temporary account suspension, redemption blocking and/or permanent account deactivation.

Third Party Sites, Services and Products

mChamp may contain links to other Internet sites owned and operated by third parties. User's use of each of those sites is subject to the conditions, if any, posted by the sites. mChamp does not exercise control over any Internet sites apart from mChamp and cannot be held responsible for any content residing in any third-party Internet site. mChamp's inclusion of third-party content or links to third-party Internet sites is not an endorsement by mChamp of such third-party Internet site.

User's correspondence, transactions/offers or related activities with third parties, including payment providers and verification service providers, are solely between the User and that third party. Users' correspondence, transactions and usage of the services/offers of such third party shall be subject to the terms and conditions, policies and other service terms adopted/implemented by such third party, and the User shall be solely responsible for reviewing the same prior to transacting or availing of the services/offers of such third party. User agrees that mChamp will not be responsible or liable for any loss or damage of any sort incurred as a result of any such transactions/offers with third parties. Any questions, complaints, or claims related to any third-party product or service should be directed to the appropriate vendor.

Privacy Notice:

User agree that personal data collected by mChamp Gold and submitted during registration, including name, phone number, location etc may be collected, processed, stored and otherwise used for the purposes of conducting and administering the Contest or suggesting new contests through notification.

With regard to any material submitted by a User for participation in any contest on mChamp, mChamp Reserves the right to use said material/images/information about the Winner/Participant, to mention/link Tag/Share/Advertise, in all types of Media, where mChamp is promoted.

Registration Conditions: While registering as a member, all the personal information provided by you should be accurate and up to date. If you enter any false information, you are liable to be disqualified once your misrepresentation is detected and proved. Further, your registration as a member shall be deemed to be your acceptance to receive promotional messages from mChamp or any third party so authorized by it.


You acknowledge that all copyright, trademarks, and other intellectual property rights in and relating to the Services are owned by or licensed to mChamp. You agree not to use the Services, or any elements thereof, for anything else. These terms also apply to any update or patches which we may release or make available for any of the Services and any such update or patch shall be deemed part of the Services for the purposes of these terms. You acknowledge and agree that, you shall have no ownership or property interest in any of our online account.  You must not copy, distribute, make available to the public or create any derivative work from our Services or any part of our Services unless we have first agreed to this in writing. In particular, you must not make use or available any cheats or technological measures designed to control access to, or elements of, our Services, whether on a free of charge basis or otherwise. By submitting Content via the Services, you are representing that you are fully entitled to do so and:

  • grant mChamp the right to edit, adapt, publish and use your entry and any derivative works we may create from it, in any and all media, for any purpose, in perpetuity, without any payment to you;
  • acknowledge that you may have all rights in the Content, for example the right to be named as the creator of your entry and the right not to have work subjected to derogatory treatment.
  • You agree that we have no obligation to monitor or protect your rights in any Content that you may submit to us; but
  • you do give mChamp the right to enforce your rights in that Content if we want to, including but not limited to taking legal action (at our cost) on your behalf.
No Recourse to Judicial or Other Procedures:

To the extent permitted by law, the rights to litigate, to seek injunctive relief or to any other recourse of judicial or any other procedure in case of disputes or claims resulting from or in connection with the contest are hereby excluded, and you have acknowledged, agreed, and expressly waive any and all such rights.

Disclaimers and limitation of liability


Notwithstanding anything to the contrary, you acknowledge and agree that any or all of our services may be terminated in whole or in part at our sole discretion. You assume any and all risk of loss associated with the llation of your services.

We do not guarantee that any of our Services will be available or error-free at all times or at any given time. We may change and update our Services in whole or in part without notice to you. We are not liable or responsible for any failure to perform, or delay in performance of, any of our obligations that is caused by events outside our reasonable control.

mChamp makes no warranties or representations about the accuracy or completeness of the content of the Services and of the content of any sites linked to the Services; mChamp assumes no liability or responsibility for any (i) errors, mistakes, or inaccuracies of content, (ii) any interruption or cessation of transmission to or from the Services, (iii) any bugs, viruses, trojan horses or any other similar software which may be transmitted to or through the Services by any third party, and/or (iv) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available via the Service.
In no event will mChamp, its subsidiaries, affiliates, directors, officers, agents, contractors, partners and employees, be liable to you or any third party for any special, direct, indirect, incidental, punitive or consequential damages whatsoever, including any lost profits or lost data arising from your use of the Services or materials, accessed through or downloaded from the Services, whether based on warranty, contract, tort or any other legal theory and whether or not mChamp has been advised of the possibility of these damages. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction. To the maximum extent permitted by law, you agree to hold mChamp, its respective Directors, Officers, Employees and Assignees, harmless for any injury or damage caused or claimed to be caused by participation in the Competition/game and/or use or acceptance of any prize won.

To the maximum extent permitted by law, you agree to indemnify and keep indemnified mChamp at all times from and against all liability, claims, demands, losses, damages, costs and expenses , including reasonable attorney's fees, resulting from (i) any act, default or omissions by you and or (ii) a breach of any warranty by you detailed herein to the maximum extent permitted by law, or (iii) your use of and access to the Services with violations of any of these Terms; (iv) your infringement of any third party right, including without limitation any copyright, property or privacy right.

In any manner, mChmap Gold, mChamp or its management shall not be responsible for any damage to or loss of any lost opportunity, any technical interruption, and/or any other related problems, which is beyond the mChamp's controls. Any activity of mChamp Gold like delivery of prizes or goods, participation of contest or announcement of any winner may be postponed or referred ahead if any obstacles like mChamp's personal situation, happening of any unnatural and unusual event or an event of any force majeure occurs. In such a situation, mChamp will try to take the best possible decisions at that time, but shall not be liable for any loss, damage or delay.

General Conditions:

These Terms, along with our Privacy Policy and Contest Rules constitute the entire agreement between you and mChamp with respect to your use of the Service.

You may not assign these Terms or any rights or obligations contained herein. mChamp may, without prior notice, assign these Terms or any rights or obligations contained herein to any third party.

If any provision of these Terms is held to be invalid or unenforceable, validity and enforceability of the remaining provisions shall not be affected.

mChamp's failure to exercise, or delay in exercising, a legal right or remedy provided by these Terms, or by applicable law, shall not constitute a waiver of mChamp's right or remedy.



mChamp shall not be responsible for electronic transmission errors resulting in omission, interruption, deletion, defect, delay in operations or transmission. mChamp shall not be responsible for theft or destruction or unauthorized access to or alterations of Contest materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions or limitations of any kind. mChamp shall not be responsible for inaccurate transmissions of or failure to display Contest materials on account of technical problems or traffic congestion on the Internet or at any website or any combination thereof. If for any reason the Internet portion of the Contests is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes which corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Competition, mChamp reserves the right at its sole discretion to cancel, terminate, modify or suspend the Competition. mChamp shall not be responsible for any claims arising out of any such technical failures before, during or after the contest.


Laws of India shall govern these 'Terms and Conditions' excluding its conflict-of-laws principles. If any dispute is not resolve amicably by the parties to the dispute within 30 days after arising of the dispute, then the Arbitration and Conciliation Act, 1996, including any rules made thereunder, shall be followed and the decision announced by the arbitral tribunal shall be final and binding on all the parties.

With the help of a common agreement, one arbitrator will be appointed. If parties cannot reach an agreement through a single arbitrator, two arbitrators will choose the third one. The arbitration will be conducted in English at a venue at New Delhi, India. Every party has the rights to appeal for any judicial relief in any court having jurisdiction against their rights until dispute is resolved.


These Terms and Conditions and Contests on mChamp Gold are subject to Indian laws and the Courts at New Delhi, India shall have the exclusive jurisdiction in respect of any disputes or any matter arising here from these Terms and Contest on mChamp Gold.

Nothing contained in these Terms shall prevent mChamp from seeking and obtaining interim or permanent equitable or injunctive relief, or any other relief available to safeguard its interest prior to, during or following the filing of arbitration proceedings or pending the execution of a decision or award in connection with any arbitration proceedings from any courts of competent jurisdiction at New Delhi to grant the same. The pursuit of equitable or injunctive relief shall not constitute a waiver on the part of mChamp to pursue any remedy for monetary damages through the arbitration described herein.

Complaints and dispute resolution:

Most concerns can be solved quickly by contacting us at hello@mchamp.com.

Questions about these terms and conditions

If you have any questions about these terms or about the Services, please, contact us to the following mail address: hello@mchamp.com

These terms were last updated on 26/05/2020.